Fairmont credit union - Fairmont Federal Credit Union was chartered on Sept. 22, 1939. Headquartered in Fairmont, WV, it has assets in the amount of $304,254,453. Its 38,199 members are served from 10 locations. Deposits in Fairmont Federal Credit Union are insured by NCUA.

 
Ideal account* for West Virginia businesses with low to moderate transaction volume. Earn competitive dividends on checking. Dividends compounded and credited monthly. Enjoy no fee per transaction. Low $7.50 monthly service charge. No per-item deposit charges. Get competitive member rates on business loans. Access to full range of member benefits.. Loveheart

6 days ago · All credit union rates, terms and programs are subject to change at any time. Elevations Credit Union will apply a credit of all customary lender fees, which include a processing fee, underwriting fee, doc prep fee, administrative fee, tax service fee, appraisal fee, and credit report fee. Discount points are not included in this offer. Swipe and Save using your Fairmont FCU Debit Card for everyday purchases. Receive up to 2.50% APY* on balances up to $500 Balances over $500 earn APY of .10% on portion of balance over $500, resulting in a range from 0.10% to 2.50% APY Be the first one to share your experience. Fairmont Federal Credit Union Branch Location at 401 10th St, Fairmont, WV 26554 - Hours of Operation, Phone Number, Services, Address, Directions and Reviews. How to Join. A $5.00 deposit from an eligible member is all it takes to become a member/owner of Fairmont Federal Credit Union and take full advantage of the services offered to our members. This is used as a minimum balance in your Share Savings account.*. This is not a fee — it's equal to the par value of a share in the credit union. Frank Bilotta works at Fairmont Federal Credit Union, which is a Banking company with an estimated 15 employees. Frank is currently based in Fairmo nt, West Virginia. Found email listings include: @fairmontfcu.com. Read more. Frank Bilotta Current Workplace . Fairmont Federal Credit Union. 2018-present (6 years)November 1st 2023 was a great day at 1st Choice Credit Union. We partnered with Visfi to deliver to our 10,000 members a core system conversion and… Liked by Cindy Dickey Fairmont FCU offers various account services and online banking options for its members. You can manage your accounts, pay bills, deposit checks, and more with Fairmont FCU. Fairmont Federal Credit Union. Finance More ways to shop: Find an Apple Store or other retailer near you. Or call 1-800-MY-APPLE.Jan 26, 2014 · Fairmont Federal Credit Union. All reactions: 2. Like. Comment. Kenneth L. Fulmer is at Fairmont Federal Credit Union. · December 21, 2013 · Morgantown, WV · Bank. Fairmont Federal Credit Union. All reactions: 1. 1 comment. Like. Comment. Ginger Gaines. While your there, get me some money!!! 10y ...4301 Mission Blvd · Odessa, TX 79765 432-934-0433 Audio Response: 1-800-866-1451 Routing Number: 316386777 ©2024 West Texas Credit Union. Federally insured by … Swipe and Save using your Fairmont FCU Debit Card for everyday purchases. Receive up to 2.50% APY* on balances up to $500 Balances over $500 earn APY of .10% on portion of balance over $500, resulting in a range from 0.10% to 2.50% APY [email protected] 4041 E. 52nd St, Odessa, Texas 79762 1315 W. University, Odessa, Texas 79764 4425 W. Wadley Ste 190, Midland, Texas 79707. QUICK LINKS. …About this app. Manage your accounts on the go with Fairmont Federal Credit Union’s mobile banking app. You can access your account balances and make …Fairmont Federal Credit Union provides career advancement opportunities to its employees by recognizing individuals for their contributions. Fairmont FCU also provides its employees with a very competitive benefits package including health, dental, vision, 401k, and paid time off. Fairmont Federal Credit Union accepts applications for open ...Are you an existing member of Fairmont Federal Credit Union? Yes No. Details. Free checking that pays high dividends 1.00% APY* on balances up to $10,000; 1.00% to 0.10% APY on balances over $10,000 depending on balance in account* 0.05% APY* if qualifications aren't met; Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)* As the 3 rd largest credit union in West Virginia Fairmont Federal Credit Union stewards over $487.4 Million in assets and proudly serves over 44,000 loyal members. With over 100 dedicated individuals as of April 2024, Fairmont is committed to providing exceptional financial services to its members and the community. Feb 13, 2024 · Westover. 12 Lawless Road Morgantown, WV 26501-2018. Fairmont Federal Credit Union offers a vast network of ATMs for its members to access their accounts and perform financial transactions on-the-go. Our ATMs are conveniently located at credit union branches, shopping centers, and retail locations across the country. Earn 1.00% to 0.10% APY on balances over $10,000 depending on balance in account*. Earn 0.05% APY* if qualifications aren't met. Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*. $0. Refunds up to $20 a month. Yes. Yes. $25 to open online. No minimum deposit to open in branch. 1 day ago · Pasadena, Texas Credit Unions. 2024 Credit Union listing for Pasadena Texas. Updated daily so you can be sure you're getting the most current information available. ... 5953 Fairmont Parkway Pasadena, TX 77505; Open Today: 8:00 am - 5:00 pm. Learn More. IBEW LU 66 Federal Credit Union. Main Office. 4345 Allen Genoa RoadDetails. Reduce clutter in your office and in the environment. Eliminate paper archives and reduce chances for identity theft. Automatically enrolled when you enroll in online banking. Receive notice when new statement is ready. Quicker access to statements than paper. Access past statements up to 12 months for convenient reference.6 days ago · All credit union rates, terms and programs are subject to change at any time. Elevations Credit Union will apply a credit of all customary lender fees, which include a processing fee, underwriting fee, doc prep fee, administrative fee, tax service fee, appraisal fee, and credit report fee. Discount points are not included in this offer.All4You Federal Credit Union 2320 North Dupont Hwy New Castle, DE 19720Do you want to learn more about the Odessa Employees Credit Union? Then visit our Member Information page today. Call us at (432) 333-2510.Mar 27, 2019 · You may use Fairmont FCU's mobile check deposit service “Deposit A Check” feature within Fairmont FCU’s Online Banking iOS and Android application to deposit check items to your designated share or share draft account at Fairmont Federal Credit Union in accordance with this agreement. The terms and conditions of this … Loan. Turn to your own home to increase cash flow. You've worked hard to build up equity; now let your equity work hard for you. Take out a loan or a line of credit to fund that major expense. You don't have to dip into savings. Talk to one of our lenders about customizing a plan to accommodate your particular needs. Fairmont FCU NMLS# 484694. Earn 1.00% to 0.10% APY on balances over $10,000 depending on balance in account*. Earn 0.05% APY* if qualifications aren't met. Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*. $0. Refunds up to $20 a month. Yes. Yes. $25 to open online. No minimum deposit to open in branch.How to Join. A $5.00 deposit from an eligible member is all it takes to become a member/owner of Fairmont Federal Credit Union and take full advantage of the services offered to our members. This is used as a minimum balance in your Share Savings account.*. This is not a fee — it's equal to the par value of a share in the credit union.Fairmont Federal Credit Union Aug 2004 - Apr 2017 12 years 9 months. Education Asbury University Bachelor of Arts (B.A.) Communication, General. 1997 - 2000. View Rachael’s full profile ... Screenshots. Manage your accounts on the go with Fairmont Federal Credit Union’s mobile banking app. You can access your account balances and make transfers 24/7 from anywhere. Plus it’s free and easy to use! Go mobile and let it work for you anytime, anywhere. Use your existing online banking login credentials or visit https://www ... Free Kasasa Cash Checking. Checking. Earn higher dividends, plus ATM withdrawal fee refunds nationwide* with free Kasasa Cash® checking. There's never a minimum balance to keep and no monthly service charge to fork over (and over, and over). Get all this for doing just a few banking basics, like using your debit card and e-statements. Financial Freedom happens here.®. *A PY = Annual Percentage Yield. Serving members in all 50 states, you can achieve financial freedom with products and services that help you eliminate debt, save money and build wealth. How to Join. A $5.00 deposit from an eligible member is all it takes to become a member/owner of Fairmont Federal Credit Union and take full advantage of the services offered to our members. This is used as a minimum balance in your Share Savings account.*. This is not a fee — it's equal to the par value of a share in the credit union. Fairmont FCU Bellview Branch 652 Pennsylvania Avenue Fairmont, WV 26554. Phone Number: (304) 363-5320. Toll-Free: Website: Visit Website. Online Banking: Login. Fairmont Federal Credit Union, Fairmont, West Virginia. 2,166 likes · 34 talking about this · 84 were here. Borders beyond Fairmont. Benefits beyond Banking.304-363-5320. Mailing Information. Mailing Address. PO Box 2139 , Fairmont, West Virginia 26555-2139. Phone. 304-363-5320. A routing number is a 9 digit code for identifying a financial institute for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, etc. to the correct bank branch.6 days ago · All credit union rates, terms and programs are subject to change at any time. Elevations Credit Union will apply a credit of all customary lender fees, which include a processing fee, underwriting fee, doc prep fee, administrative fee, tax service fee, appraisal fee, and credit report fee. Discount points are not included in this offer.Branch Office. 540 S Pike St. Shinnston. WV. 26431-1128. (304) 363-5320. loading map..please wait... The Fairmont FCU has 9 locations. Find their hours of operation, map locations, ATM access, drive through hours, lobby access and phone numbers right here.Fairmont Federal Credit Union Bridgeport, WV. Construction of a new branch facility for the Fairmont Federal Credit Union. ← Previous Project Next Project ...Details. Reduce clutter in your office and in the environment. Eliminate paper archives and reduce chances for identity theft. Automatically enrolled when you enroll in online banking. Receive notice when new statement is ready. Quicker access to statements than paper. Access past statements up to 12 months for convenient reference. Fairmont FCU offers various account services and online banking options for its members. You can manage your accounts, pay bills, deposit checks, and more with Fairmont FCU. Wed 9:00 AM - 4:00 PM. Thu 9:00 AM - 4:00 PM. Fri 9:00 AM - 5:00 PM. (304) 363-5320. https://www.fairmontfcu.com. Fairmont Federal Credit Union offers borders beyond Fairmont and benefits beyond banking! We are a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who …5 days ago · Community-based Freedom Credit Union located in the Greater Philadelphia area, chartered in 1934, is a full-service financial institution that offers a banking alternative to consumers. Located in Downtown Philadelphia near the Philadelphia Museum of Art and Schuylkill River, we are here to meet all of your personal and business financial needs.Fairmont Federal Credit Union is committed to providing quality online service. If you have concerns about a link to third-party site, please e-mail Fairmont FCU. Credit Card Services. Visa® Home Equity Line Of Credit Gold Credit Card; Traditional & Rewards Visa® Credit Card; Financial Matters. Equifax; Experian; Transunion; FTC Identity TheftAll4You Federal Credit Union 2320 North Dupont Hwy New Castle, DE 19720Sep 7, 2023 · Fairmont School Credit Union checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. Contact the credit union at (507) 235-5060. Checking Accounts (Share Draft) - Manage your daily finances with our convenient checking accounts.Debit Cards: For a lost or stolen Visa® debit card, dial 1.800.523.4175; FRIS Alert System - 1.800.327.8622; Change PIN - 1.866.985.2273; Register your debit card to receive activity alerts; After-Hours Debit Card Support: For after-hours debit card support, dial …All In Credit Union will not ask for personal information such as online credentials, account numbers, or card numbers via email, voice, or text-messaging. All In with our Members Nationwide We have 5,000 branch offices at Credit Union Service Center locations nationally and in six foreign countries to serve you.The following dealers are participants in Fairmont Federal Credit Union's Dealer Program. Please visit these accredited dealers when searching for your next vehicle loan. Marion County. Trailer City Inc. 2386 White Hall Blvd. White Hall, WV 26554 304.366.7104. Wood's Boat House & Powersports 2107 Fairmont AvenueJan 26, 2014 · Fairmont Federal Credit Union. All reactions: 2. Like. Comment. Kenneth L. Fulmer is at Fairmont Federal Credit Union. · December 21, 2013 · Morgantown, WV · Bank. Fairmont Federal Credit Union. All reactions: 1. 1 comment. Like. Comment. Ginger Gaines. While your there, get me some money!!! 10y ...The Top 4 Mobile Banking Risks Manipulated texts and calls claiming to be from your credit union Phishing links in emails and fake fraud alerts Physical phone theft and hacking …Our Smart Deposit ATM is a convenient and quick solution to making deposits on YOUR time! Deposit cash and checks to your account through the ATM. Check...Debit & Credit Card Support. Lost or stolen card? We can help! Please contact us at one of these numbers immediately. Learn More About Fairmont Federal Credit Union. Fairmont Federal Credit Union was chartered on Sept. 22, 1939. Headquartered in Fairmont, WV, it has assets in the amount of $304,254,453. Its 38,199 members are served from 10 locations. Deposits in Fairmont Federal Credit Union are insured by NCUA. Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loan, mortgages*, credit cards and more. Bank online, in any central NY branch, or call … A $5 deposit is all it takes to become a member/owner of Fairmont Federal Credit Union — join today! Learn More. Switch Kit. Fairmont FCU Bellview Branch 652 Pennsylvania Avenue Fairmont, WV 26554. Phone Number: (304) 363-5320. Toll-Free: Website: Visit Website. Online Banking: Login. Wednesday, January 24, 2024 @ 7:00pm. Fairmont High School Media Center. At our recent board meeting, it was voted by the board to raise our dividend rate to 3% effective October 1, 2023. Your local Credit Union has continued to keep our loan rates competitive with the local lending institutions. Give us a chance to finance your loans.Revity Credit Union in Granite City, IL: Reviews, Contact Info, Rates & more. Learn More! Credit Unions Online. Credit Unions Online. Home; ... Fairmont City Branch. 4426 Cookson Rd Fairmont City, IL Closed Today. 5.9 miles. Collinsville Branch. 1502 Vandalia Collinsville, IL Closed Today. 7.6 miles. View All Branches. Screenshots. Manage your accounts on the go with Fairmont Federal Credit Union’s mobile banking app. You can access your account balances and make transfers 24/7 from anywhere. Plus it’s free and easy to use! Go mobile and let it work for you anytime, anywhere. Use your existing online banking login credentials or visit https://www ... Debit & Credit Card Support ... Get competitive rates and flexible payment plans on a home mortgage loan from Fairmont FCU. ... Fairmont Federal Credit Union ... Fairmont Federal Credit Union is a credit union that offers checking and savings accounts, loans, mortgages, and retirement services to its members. It has 9 regional branches …3 days ago · Fairmont Credit Union checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. Contact the credit union at (304) 363-5320. Checking Accounts (Share Draft) - Manage your daily finances with convenient checking accounts. Share Savings Account. Opening a share savings account is your first step toward becoming a member of your local credit union. Learn More. Details. No matter which card you choose, your business will benefit from important features like: Free online expense reporting tools. No fee for additional employee cards. Mobile payment capability for added convenience. Zero Fraud Liability.*. You won't be liable for fraudulent. purchases when your card is lost or stolen.Fairmont Federal Credit Union provides career advancement opportunities to its employees by recognizing individuals for their contributions. Fairmont FCU also provides its employees with a very competitive benefits package including health, dental, vision, 401k, and paid time off. Fairmont Federal Credit Union accepts applications for open ...The 251578844 ABA Check Routing Number is on the bottom left hand side of any check issued by FAIRMONT FEDERAL CREDIT UNION. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank. Details. Reduce clutter in your office and in the environment. Eliminate paper archives and reduce chances for identity theft. Automatically enrolled when you enroll in online banking. Receive notice when new statement is ready. Quicker access to statements than paper. Access past statements up to 12 months for convenient reference. Credit Card; Business Credit Card; Services & Tools. Account Services. Online Banking & Bill Pay; Mobile Banking with Mobile Deposit; E-Statements; Mobile Wallet; Visa Click to Pay; Telephone Banking; Direct Deposit; Tools. Reorder Checks; Debit & Credit Card Support; Financial Calculators; Routing Number; Rates; Savings Challenge; Additional ... Maintain minimum daily balance of $50 to avoid low $4 monthly service charge. Unlimited deposits by mail, ATM or direct deposit. The account holder must be over age 18. Access to member discounts. Free online banking. Free e-statements. Low $5 minimum opening deposit — your share in the Credit Union. Savings Challenge. Number. The routing number for Fairmont Federal Credit Union is 251578844. 251578844. Schedule an Appointment. Apply for a Loan. Open an Account. Credit Card; Business Credit Card; Services & Tools. Account Services. Online Banking & Bill Pay; Mobile Banking with Mobile Deposit; E-Statements; Mobile Wallet; Visa Click to Pay; Telephone Banking; Direct Deposit; Tools. Reorder Checks; Debit & Credit Card Support; Financial Calculators; Routing Number; Rates; Savings Challenge; Additional ... Money Orders. Money Orders are available for members only at all branch locations for $4 each ($1,000 maximum face value per money order). Loan. Turn to your own home to increase cash flow. You've worked hard to build up equity; now let your equity work hard for you. Take out a loan or a line of credit to fund that major expense. You don't have to dip into savings. Talk to one of our lenders about customizing a plan to accommodate your particular needs. Fairmont FCU NMLS# 484694. Number. The routing number for Fairmont Federal Credit Union is 251578844. 251578844. Schedule an Appointment. Apply for a Loan. Open an Account.304-363-5320. Mailing Information. Mailing Address. PO Box 2139 , Fairmont, West Virginia 26555-2139. Phone. 304-363-5320. A routing number is a 9 digit code for identifying a financial institute for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, etc. to the correct bank branch. Fairmont Federal Credit Union is committed to providing quality online service. If you have concerns about a link to third-party site, please e-mail Fairmont FCU. Credit Card Services. Visa® Home Equity Line Of Credit Gold Credit Card; Traditional & Rewards Visa® Credit Card; Financial Matters. Equifax; Experian; Transunion; FTC Identity Theft Enjoy millions of the latest Android apps, games, music, movies, TV, books, magazines & more. Anytime, anywhere, across your devices.Mar 8, 2024 · Morgantown, WV (26505) Today. Considerable cloudiness with occasional rain showers. Low 51F. Winds SE at 10 to 15 mph. Chance of rain 50%.. Tonight1 day ago · The WHITE HALL BRANCH of FAIRMONT FEDERAL CREDIT UNION is located in FAIRMONT, WV at 9912 Mall Loop. See location on map below. For additional information, such as hours of operation, please call (304) 363-5320. Location 9912 Mall Loop FAIRMONT, WV 26554 (304) 363-5320 Mailing AddressBefore you start to stress, let's review the steps you can take now to help ensure that financing your education is a breeze. Read More. Deposits in Ardent Credit Union accounts are insured by the NCUA up to $250,000 per individual depositor, the highest amount possible under federal limits from both the FDIC and NCUA.The following dealers are participants in Fairmont Federal Credit Union's Dealer Program. Please visit these accredited dealers when searching for your next vehicle loan. Marion County. Trailer City Inc. 2386 White Hall Blvd. White Hall, WV 26554 304.366.7104. Wood's Boat House & Powersports 2107 Fairmont Avenue Priority Choice Checking. A premium checking account with priority loan rates & discounts, free checks, and ID Theft services for a low monthly membership fee. Learn More.

304-363-5320. Mailing Information. Mailing Address. PO Box 2139 , Fairmont, West Virginia 26555-2139. Phone. 304-363-5320. A routing number is a 9 digit code for identifying a financial institute for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, etc. to the correct bank branch.. Sound of freedom how to watch

fairmont credit union

FAIRMONT FEDERAL CREDIT UNION Jobs Job Openings - powered by myStaffingPro® Applicant Tracking System : Welcome to Fairmont Federal Credit Union’s Career Page! Please use the options below to search for available positions. Career Search Notify Me About Future Openings. Returning Candidates : Personal Loans. Loans. Taking out a loan from your local credit union is a smart way to pay for important expenses — without having to drain your savings. Enjoy competitive member rates and a payment plan tailored to your needs. Local decisions made in-house ensure efficient processing and friendly service at every step. Texas Bay Credit Union is #1 in Houston, Texas offering loans, banking, credit cards, loans, investments, small business services, and retirement planning. Home; Skip to main content; Skip to footer; Download Acrobat Reader 5.0 or higher to view .pdf files. Texas Bay Credit Union. Official Credit Union. Routing #313082935.Credit Card; Business Credit Card; Services & Tools. Account Services. Online Banking & Bill Pay; Mobile Banking with Mobile Deposit; E-Statements; Mobile Wallet; Visa Click to Pay; Telephone Banking; Direct Deposit; Tools. Reorder Checks; Debit & Credit Card Support; Financial Calculators; Routing Number; Rates; Savings Challenge; Additional ...Are you an existing member of Fairmont Federal Credit Union? Yes No. Details. Free checking that pays you back; 4.00% cash back on debit card purchases* No category restrictions on purchases; Cash back earned on up to $200 in purchases monthly; Earn up to $96 cash back per year, $8 per month;Fairmont Federal Credit Union Profile: Locations, Contact Info, Reviews. Branches in Nearby Cities. City # of Branches; Shinnston: 1: Mannington: 1: Morgantown: 2: Bridgeport: 1: Banks & Credit Unions by State. AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA …Warning: Credit Union members are reporting a spike in calls from spoofed numbers – including our 800 number – claiming fraudulent charges on their accounts. DO NOT give out personal or account information when called, including a one-time code or log-in info. Hang up and contact us directly to ensure you're talking to the Credit Union. Learn more … Fairmont FCU Westover Branch 12 Lawless Road Morgantown, WV 26505 ( Map) Phone Number: (304) 363-5320. Toll-Free: (877) 360-3328. Website: Visit Website. Online Banking: Login. Dec 6, 2023 · Free unlimited access to Credit Union Times' trusted and independent team of experts for extensive industry news, conference coverage, people features, statistical analysis, ...The following dealers are participants in Fairmont Federal Credit Union's Dealer Program. Please visit these accredited dealers when searching for your next vehicle loan. Marion County. Trailer City Inc. 2386 White Hall Blvd. White Hall, WV 26554 304.366.7104. Wood's Boat House & Powersports 2107 Fairmont AvenueFAIRMONT FEDERAL CREDIT UNION 401k plan information. Organization Addresses. The following addresses have been detected as associated with Tax Indentification Number 550528816 . USA Mailing Address: PO BOX 2139: FAIRMONT: WV: 265543601: Date first seen: 2016-10-14: Date last seen: 2016-10-14: USA Location Address:Financial Freedom happens here.®. *A PY = Annual Percentage Yield. Serving members in all 50 states, you can achieve financial freedom with products and services that help you eliminate debt, save money and build wealth.Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned, and operated by our members for the benefit of all who belong. We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $475,000,000 in assets.Find your nearest Fairmont FCU branch with ease. Whether you're in the city or the suburbs, Fairmont has conveniently located branches ready to serve you. Experience …4 days ago · Find a FAIRMONT FEDERAL CREDIT UNION branch location near you. Search. U.S. Branches; Credit Union; Corporate Office FAIRMONT, WV. GATEWAY CONNECTOR OFFICE BRANCH 2 The Credit Union Way FAIRMONT, WV 26554-1567 Phone: (304) 363-5320. Branch Office BRIDGEPORT, WV. CHARLES POINTE …If you are local to Fairmont or Morgantown, I would absolutely recommend Fairmont Federal Credit Union. In my 6 or 7 year experience with the credit union, the Westover branch seems to be an anomaly. Otherwise, FFCU keep up the great work! Helpful 0. Helpful 1. Thanks 0. Thanks 1. Love this 0. Love this 1. Oh no 0. Oh no 1..

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