13. Shika. Shika mobile Loan is a mobile-based loan app that provides fast loans to individuals and small businesses in Kenya. It offers mobile loans of up to Ksh 30,000 with repayment terms of up to six months. 14. Haraka. Haraka is a mobile loan app that provides quick, flexible, affordable loans to Kenyan citizens.Best Cash Advance Apps of 2024. Best Overall, Best for Fast Funding With a Low Fee: Varo. Runner-Up Best Overall, Best for Flexible Loan Amounts: Payactiv. Also Good for Flexible Loan Amounts ...Oct 12, 2022 · 8. Umba. Umba is a loan app that offers borrowers a seamless process of accessing money in minutes. It offers smart and affordable loans with low-interest rates. It also makes paying back easy for borrowers and offers loans as much as ₦100,000 for those who meet the criteria. 9. #3 – PockBox: When you need to borrow up to $2,500 (fast!) If you need more cash than most cash advance apps offer, PockBox is a great way to see how much you can borrow without downloading a half dozen apps that lend you money.. Answer a few quick questions, and PockBox will instantly fetch loan quotes from up to 50 …Jan 2, 2024 · Check your Approval Odds for a loan Get Started. Best for multiple repayment options: Klarna. Best for long repayment terms: Affirm. Best for no-interest payments: Afterpay. Best for payment flexibility: Sezzle. Best for user experience: Quadpay. What you should know about buy-now, pay-later apps. How we picked these apps. Submit your application in less than 5 minutes through the Prosper: Personal Loans App, and get ready for next-day funding (in as little as one business day if you meet required conditions). Access fixed rate, low interest personal loans from $2,000 to $50,000. - Get an estimated loan amount and interest rate in three taps …To ensure safe borrowing, nairaCompare has curated a list of the 10 best loan apps in 2023 that have been approved by the central bank. 1. Renmoney. Renmoney is a financial institution that provides microfinance services such as loans, savings and deposit funds. Through its app, borrowers can apply for a …Jan 2, 2024 ... PAYMAYA Referral CODE: My Invite Code is VE6W5EJD98KQ Get P100 for FREE when you sign-up to PayMaya using my invite code!10. EasyCredit (1 million downloads) EasyCredit prides itself as a secure, reliable, and online loan app in Nigeria. With over 1 million downloads as of Q2 2022, the app gives out instant loans from N3,000 to N100,000 with the lending term of 91 days – 365 days. Its interest ranges from 0.1% – 1%, one-time …Our Top Recommendations for RBI approved loan apps in India [2024]: 1. PaySense. PaySense is an accessible option for borrowers to promptly apply for personal loans between ₹5,000 and ₹5,000,00 because this app is known for speedily accepting proposals.Jan 2, 2024 · Check your Approval Odds for a loan Get Started. Best for multiple repayment options: Klarna. Best for long repayment terms: Affirm. Best for no-interest payments: Afterpay. Best for payment flexibility: Sezzle. Best for user experience: Quadpay. What you should know about buy-now, pay-later apps. How we picked these apps. Best Instant Personal Loan App 💲 Mar 2024. County Office software knowledge that track looks a sea diseases or deposit people. insratelk. 4.9 stars - 1933 reviews. Best Instant Personal Loan App - If you are looking for quick approval and low rates then we have lots of options waiting for you.Here are our picks for the best personal loans: LightStream: Best for home improvement loans. SoFi: Best for good to excellent credit. Upgrade: Best for bad to fair credit. Upstart: Best for short ...Check your Approval Odds for a loan Get Started. Best for multiple repayment options: Klarna. Best for long repayment terms: Affirm. Best for no-interest payments: Afterpay. Best for payment flexibility: Sezzle. Best for user experience: Quadpay. What you should know about buy-now, pay-later apps. …Starting a new loan is a very big decision. Comparing interest rates and deciding if monthly payments are affordable can make your head spin, but there are valuable resources that ...Feb 27, 2024 · Payment schedule: Afterpay offers a pay-in-four payment plan and monthly plans of either six or 12 months. Monthly plans can only be used at select online retailers for purchases of $400 or more ... Check out our list of the 25 best personal loan apps for 2024, offering competitive rates and easy application processes tailored to your financial needs. Best Personal Loan Apps in India.Check out our list of the 25 best personal loan apps for 2024, offering competitive rates and easy application processes tailored to your financial needs. Best Personal Loan Apps in India.6 days ago · Brigit. Brigit is another money-borrowing app that lets you borrow up to $250 without undergoing a hard credit check. You also won’t pay interest or hidden fees on the amount you borrow. Brigit ... Title loans, also called cash title loans, offer cash advances to those needing additional money fast. Title loan stores are popping up all around the country. Each city typically ...PHP1,000,000. 1.12%. 12-60 months. 4.1. 3.8. Overall, the Tonik App has the most loan products to offer, giving you plenty of customization and flexibility. Monthly interest rates are also kept at manageable levels, from 0.58% to 4.50%. Plus, the extra features make the app an all-around neobank in your pocket.1. Check Eligibility. 2. Choose a Legit Loan App That Suits Your Needs. a. Tala: Best Loan App for Reliability & Speed. b. My Home Credit: Best …Here are 8 of the best apps to help you make it to payday. Best overall: Earnin. Best for gig workers: Cleo. Best for overdraft feature: Chime SpotMe. Best for building a portfolio: Albert. Best for payment flexibility: Brigit. Best for low fees: Dave. Best for larger cash advances: MoneyLion.Download and install one of the instant loan apps for Android! Get your money immediately! Amount 10500 PHP. Term 60 days. Best offer. First loan 0 % up to 25000 PHP. Repeat 0.2 % up to 25000 PHP. Term 90 — 365 days.A personal loan can be availed up to Rs 2 lakh. The interest rate is applicable at 0-2.49% per month. Loans range from Rs1,000 to Rs200,000. Tenure varies from 62 days to 15 months. KreditBee ...Best Instant Personal Loan Apps In 2023. Tata Capital: Best overall. RapidRupee: Best for small loan. Avail Finance: Best instant loan fixed RoI. Loan Tap: Best instant loan with minimum RoI ...Mar 31, 2023 ... This video will give you the 5 Best Loan Apps in Ghana Without Collateral in 2023. #techintwi #money #loanapp 1. Fido Loan App The Fido loan ...Many people find out about LightStream while looking for a personal loan. The relatively new company is making waves in the lending sphere, offering competitive rates and borrower-...Check Out: Loan Apps that Give 100K without Collateral. Best Loan Apps that Give Higher Amounts in Nigeria. With the increasing number of financial technology advancements, selecting the right loan app with a high amount can be overwhelming. Below is a comprehensive review of the best loan apps that give …Unlike other types of loans, cash advance apps don’t charge interest. Instead, you pay a monthly fee or tip to use the service, although some apps are free. This generally makes them cheaper than payday and installment loans which may charge APRs of 700% and up. Best cash advance apps. Here are 8 of the best apps to help you …Jun 2, 2023 · 1. PaySense. PaySense, one of the best instant personal loan apps in India, has both an app and a website where salaried professionals and self-employed individuals can apply for instant loans. The minimum salary to get a personal loan is ₹18,000 per month. Also, self-employed individuals who earn a minimum of ₹20,000 per month can borrow ... Dec 31, 2023 ... Loan App Fast Approval | 15 Best Loan Apps With Low Interest Rates | Instant Personal Loan App 2024 ______ Nowadays there are many apps ...3 days ago · 1. Branch Loan App. Downloads: 10M+. Rating: 4.5. Loan Range: ₦2,000 – ₦500,000. Branch, licensed by the Central Bank of Nigeria (CBN), is one of the best loan apps in Nigeria. This app is known for offering quick loans within minutes. In addition, the Branch provides personal cash loans. The loans range from ₦2,000 to ₦500,000. #3 – PockBox: When you need to borrow up to $2,500 (fast!) If you need more cash than most cash advance apps offer, PockBox is a great way to see how much you can borrow without downloading a half dozen apps that lend you money.. Answer a few quick questions, and PockBox will instantly fetch loan quotes from up to 50 …Student loans can often make you feel like you're not in control, but there are ways to regain control and manage your finances. Many of us identify all too well with the struggle ...PHP1,000,000. 1.12%. 12-60 months. 4.1. 3.8. Overall, the Tonik App has the most loan products to offer, giving you plenty of customization and flexibility. Monthly interest rates are also kept at manageable levels, from 0.58% to 4.50%. Plus, the extra features make the app an all-around neobank in your pocket.Mar 1, 2024 · Here are our picks for the best personal loans: LightStream: Best for home improvement loans. SoFi: Best for good to excellent credit. Upgrade: Best for bad to fair credit. Upstart: Best for short ... Kristen Hampshire March 11, 2024. Read: Best Personal Loans. Are There Really Apps That Let You Borrow Money? Different from online personal loans, loan apps are …Sep 15, 2023 · Founded by Sayali Karanjkar and Prashanth Ranganathan in the year 2015, PaySense is the second reputed app among the 20 best small loan apps in India, who are ready to provide you with a loan with a minimum salary of ₹18,000 per month, and if you are self-employed then a minimum income of ₹20,000 per month. Oct 20, 2022 · In a Nutshell. Personal loan mobile apps are made to offer a convenient way to apply for loans quickly. If you have good credit, rates can be competitive. Just be aware that you may face high rates and fees, particularly if your credit history has some dings in it. Editorial Note: Intuit Credit Karma receives compensation from third-party ... Among the list of Best Loan Apps for 2024, SECP has included the following nano lending apps: Barwaqt. Paisayaar. Abhi- Your Salary Now! Zoodpay. Muawin. In this article, we will explore key details about these online loan apps, like maximum loan amounts, terms & conditions, and application process in a brief.6. ManguCash-Instant Loan Online. Also on our list of the top trusted loan apps in Uganda is the ManguCash app. This loan app has made the process of borrowing and paying a breeze since you can get done in less than 5 minutes. The ManguCash-Instant Loan Online app is available for download on both Android …Getty. The best colleges and universities want to educate the movers and shakers of tomorrow, so their admissions committees seek well-rounded …1. FairMoney. The FairMoney app is a service provided by MyCredit Investments Ltd, a licensed online lender, that provides instant loans and bill payments. FairMoney Instant Loans offers borrowers up to ₦500,000 in five minutes at a 10% monthly interest rate. 2.The list of Most Popular RBI-Approved Loan Apps in India. Top 100+ RBI Approved Loan Apps in India – The most popular RBI-approved loan and credit line apps in India offer a wide range of services and features. These apps provide customers with access to personal loans, business loans, home loans, auto loans, and other types of …Method, a company developing backend infrastructure to handle various financial tasks, has raised $16 million in a venture funding round. Method, a startup that aims to make it eas...Check out our list of the 25 best personal loan apps for 2024, offering competitive rates and easy application processes tailored to your financial needs. Best Personal Loan Apps in India.All you have to do is sign up with them to receive cash advances of up to $200. If you have a Chime online bank account and your company accepts direct deposit, your check will be ready as soon as your bank gets the funds. #2. Varo. Varo is our runner-up for best loaning apps that lend money instantaneously.Some of the most popular loan apps in Pakistan 2023 include: EasyPaisa: This app, owned by Telenor Pakistan, allows users to apply for personal loans, car loans, and home loans. The application process is simple and the funds can be disbursed to the user’s account within a matter of hours. MobiCash: This …Here are the three best banking apps for iOS and iPhone users to consider. ... (As of March 2024), to mortgage loans, Roth IRAs, investment … Find below our top 20 best loan apps and lending platforms for instant cash advances in Bangladesh that can help you until payday updated for 2023. 1. KK Loan. KK Loans is a simple online loan ePlatform in Bangladesh that brings financial freedom and Instant mobile to your mobile phone. Nov 20, 2023 · 2 — Brigit Instant Cash. Brigit 's Instant Cash feature offers a $250 cash advance for qualifying Plus members. No credit check is required, and Brigit charges no late fees and does not ask for tips. It's also very highly recommended by customers, with a 4.7+ rating with 401k reviews on the App Store and Google Play. Here are seven of the best mobile loan apps in Kenya that can come to your rescue when you’re in a financial pinch. 1. Tala. Tala, the superhero of mobile lending, swoops in to save the day with its instant loans. Using a unique mobile-based credit scoring system, Tala assesses borrowers and extends loans …Here are some of the best instant personal loan apps in India. 1) PaySense It offers instant personal loans starting from Rs 5,000 to Rs 500,000. It offers loans to salaried or self-employed individuals with a minimum monthly salary of Rs 18,000 to Rs 20,0000. 2) MoneyTapCompare the top online loan apps in India based on interest rate, loan amount, repayment tenure and play store rating. moneyview is one of the most popular … 1. Tala Loan App. Tala is a popular mobile loan app by Indian-born American businesswoman Shivani Siroya, who founded the lending app in 2011. So, Tala is, without a doubt, one of the oldest mobile apps in the country. With Tala, you can borrow Ksh 2,000 – Ksh 30,000, depending on your creditworthiness. Why trust NerdWallet. 35+ personal loans reviewed and rated by our team of experts. 20+ years of combined experience covering personal loans and …This loan app is verified from SECP. In Pakistan, Paisayaar allows you to apply for loans ranging from Rs. 1,000 to Rs. 25,000 at any time and from anywhere. The daily interest rates range from 0% to 0.6%, and if you happen to miss a payment, the daily overdue charges can be between 0% and 2.2%. The loan duration with Paisayaar is 90 days.Great help for starters who were still building a credit history. Digido Philippines has a maximum annual loan rate of 143% or 11.9% per month. A loan calculator in their platform will help you decide before subscribing to any loans. TOP 8 LOAN APP Fast APPROVAL ️ Legit Loan App Philippines 2022 ️ Loan Apply Online.In summary, FairMoney is one of the best loan apps in Nigeria, offering instant loans at low-interest rates with a user-friendly mobile app. FairMoney is ideal for anyone needing fast cash access in Nigeria with its quick and easy loan application process and flexible repayment options. 3. Carbon. Carbon is a popular loan app in Nigeria that ...5 hours ago · Additionally, with same-day transfer fees ranging from $3 to $25 (depending on loan amount and transfer type), this can be among the costlier loan apps. Lorem ipsum. $3 to $15 for transfers to a ... Sep 15, 2023 ... 5. Pocketly! Pocketly is a mobile app that provides small personal loans to students. It offers loans between ₹500 and ₹50,000 with a ...LoanTap. LoanTap is an instant personal loan software that offers personal loans, founded by Satyam Kumar and Vikas Kumar. LoanTap offers loans between ₹50,000 to ₹10,00,000 within 24 to 36 hours. If you are an Indian citizen over the age of 21 (below 58) and earning over ₹30,000 per month, you can use …Zenka is the only loan app that supports iPhones and feature phones. You can access the loan through USSD *841# on your “kabambe” or “mulika mwizi,” as commonly known. 4. Utunzi. If your lending history with other apps is clean, this lending app is your best suit since it lends up to KSh. 100,000.Guide. Nov 20, 2023. Advertiser disclosure. Home. Neobanks. United States. Apps That Let You Borrow Money. Traditional methods of borrowing money, such as …Apr 22, 2022 · Cash-Express: OLP App: Maximum loan of 10.000 PHP, 0% interest rate for the first 7 days. Cashalo App: One of the Best Online Lending Apps Available. Juanhand App: Fastest loan application with ID card today. Tala Loan App: Get loans up to PHP 15,000! Valid ID at Android phone lang ang kailangan. 11 September 2019, The Securities and Exchange Commission (SEC) shut down 19 illegal online lending apps on Monday over complaints of invasion of privacy and harassment. The SEC issued cease and desist orders against the following apps: Instant Pera, Quick Pera, LendMo Philippines, Binixo, CashBus, …Among the best loan apps in Nigeria, Branch comes in second place. Just like Carbon, the Branch app unlocks more significant loan amounts when you make your loan payment early. The Branch app provides loans ranging from NGN 2,000 to NGN 500,000 for a period of 4 to 52 weeks.The Free Application for Federal Student Aid helps connect you with all the government grants, work-study opportunities and low-interest loans available to you. You can apply for F...Are you considering taking out a loan with Upstart? If so, you’ll want to familiarize yourself with the Upstart Loan Login portal. This powerful tool allows borrowers to manage the...Mar 1, 2024 · OppLoans is an example of a lender that offers longer-term bad credit installment loans with APRs of 160%, depending on your state. A $1,000 loan with a 12-month term and 160% APR would result in ... Paycheck up to two days early. Empower. Up to $250. $8 monthly subscription fee but no interest or late fees; $1-$8 for instant delivery. Instant, for a fee. MoneyLion. Up to $500. No cash advance, interest or …The modern-day educational system depends on student loans. Because college is expensive, it’s challenging for students to afford higher education without loans, scholarships, or a...#1 Tala Loan App (One of the Best Mobile Loan Apps in Kenya) Tala is a mobile-based lending platform by Inventure Mobile Limited that provides instant digital loans to customers in Kenya. The company uses advanced technology to assess the creditworthiness of an individual and offers loans of up to Ksh 30,000.If you are looking for personal loans or quick loans, you should always ask yourself these 10 questions before you proceed. If you are using a loan to pay off debt, there is also d...Bloomkash Loan App. The Bloomkash Loan App is one of the most popular loan apps in Ghana. It offers a convenient and easy way to borrow money from your mobile phone. The app is available for both Android and iOS devices. The app allows you to apply for a loan of up to GH₵2000 within minutes.Nov 20, 2023 · 2 — Brigit Instant Cash. Brigit 's Instant Cash feature offers a $250 cash advance for qualifying Plus members. No credit check is required, and Brigit charges no late fees and does not ask for tips. It's also very highly recommended by customers, with a 4.7+ rating with 401k reviews on the App Store and Google Play. M-Shwari is a mobile based bank account that offers both savings and loans. Over the years, it has become of the best and most convenient loan apps on the market. You can borrow as little as Ksh 100 at an attractive rate of 7.5% and payback within 30 days. The loan disbursement is done through M-Pesa and is …M-Shwari is a mobile based bank account that offers both savings and loans. Over the years, it has become of the best and most convenient loan apps on the market. You can borrow as little as Ksh 100 at an attractive rate of 7.5% and payback within 30 days. The loan disbursement is done through M-Pesa and is …Mar 25, 2022 · Sara Coleman. Edited by. Tammy Burns. Updated: 08/29/2023. Fact Checked. If you need a short-term loan to get you to your next payday, personal loan apps may be a better choice than payday... 6. ManguCash-Instant Loan Online. Also on our list of the top trusted loan apps in Uganda is the ManguCash app. This loan app has made the process of borrowing and paying a breeze since you can get done in less than 5 minutes. The ManguCash-Instant Loan Online app is available for download on both Android …5. Fuzu-Branch. Fuzu Branch is a lending platform that offers loan services to individuals and small businesses in East Africa through its mobile application. It has a solid connection to the Fair-Branch app and is strictly available only to MPesa users. The app is operational in Kenya, Tanzania, and Uganda.Among the list of Best Loan Apps for 2024, SECP has included the following nano lending apps: Barwaqt. Paisayaar. Abhi- Your Salary Now! Zoodpay. Muawin. In this article, we will explore key details about these online loan apps, like maximum loan amounts, terms & conditions, and application process in a brief.Once accepted, the loan amount will be transferred to your registered bank account without delay. 6. Golden Rupiye Loan App. Golden Rupiye Loan App is a special from other loan apps in pakistan in 2023 that gives everyone a chance to get a loan. You can ask for a personal loan of up to Rs.50,000 anytime you need it.1. FairMoney. The FairMoney app is a service provided by MyCredit Investments Ltd, a licensed online lender, that provides instant loans and bill payments. FairMoney Instant Loans offers borrowers up to ₦500,000 in five minutes at a 10% monthly interest rate. 2.Capfin. Capfin is a leading loan app in South Africa, established in 2010 to provide its customers with accessible and affordable loan products and services. The company offers loans ranging from R1000 to R50,000, with a repayment period of 6 to 12 months and an interest rate of 5-28%.1. Tala Loan App (the Best Mobile Loan App in Kenya without CRB check) Tala App is a leading instant digital mobile-based loan lender, providing convenient and accessible financial solutions. With a user-friendly interface, Tala offers quick approval and disbursal of loans, making it an ideal choice for those in need of …Feb 27, 2024 · Payment schedule: Afterpay offers a pay-in-four payment plan and monthly plans of either six or 12 months. Monthly plans can only be used at select online retailers for purchases of $400 or more ... Paycheck up to two days early. Empower. Up to $250. $8 monthly subscription fee but no interest or late fees; $1-$8 for instant delivery. Instant, for a fee. MoneyLion. Up to $500. No cash advance, interest or …
Sep 15, 2023 · Founded by Sayali Karanjkar and Prashanth Ranganathan in the year 2015, PaySense is the second reputed app among the 20 best small loan apps in India, who are ready to provide you with a loan with a minimum salary of ₹18,000 per month, and if you are self-employed then a minimum income of ₹20,000 per month. . Booking.com login
All you have to do is sign up with them to receive cash advances of up to $200. If you have a Chime online bank account and your company accepts direct deposit, your check will be ready as soon as your bank gets the funds. #2. Varo. Varo is our runner-up for best loaning apps that lend money instantaneously.Premium According to Indian law, lenders are obligated to furnish an 'adverse action' notice detailing the reasons for rejection and the credit bureau …Best Loan Apps in Pakistan for Urgent Online Loans 2024. As awareness of instant loan apps is growing in Pakistan, and other countries such as Australia, it is important borrowers patronise only the best loan apps across the country because fake loan applications also exist to deceive users through friviolous and scam applications.Many people find out about LightStream while looking for a personal loan. The relatively new company is making waves in the lending sphere, offering competitive rates and borrower-...Kristen Hampshire March 11, 2024. Read: Best Personal Loans. Are There Really Apps That Let You Borrow Money? Different from online personal loans, loan apps are …7. Renmoney. Renmoney App is one of the best loan apps in Nigeria with low interest rate. Just like Branch, Renmoney is a finance app that let people save and transfer money, pay bills, purchase airtime, and of course, take instant loans from their phones. This app is very reliable as it is one of the most popular …Many people find out about LightStream while looking for a personal loan. The relatively new company is making waves in the lending sphere, offering competitive rates and borrower-...Getting a new car (or just new to you) can be exciting, but it also brings some pressure if you don’t have the funds to pay for the car outright — and most people don’t. The proces...2. EasyPaisa. 6 Best Instant Loan Apps in Pakistan 2024 with Low Interest Rates. EasyPaisa is the most popular loan app in Pakistan. It gives cash loans of up to Rs. 50,000, mini-loans, and micro-loans to small business owners. EasyPaisa is easy to use, which makes it simple to ask for a loan.Here are the three best banking apps for iOS and iPhone users to consider. ... (As of March 2024), to mortgage loans, Roth IRAs, investment …QuickCheck is a popular loan platform in Nigeria that gives Nigerians loans without collateral. QuickCheck loan is disbursed through the mobile app, which users can download, install and apply for a loan. A QuickCheck loan has interest rates starting from as low as 5% monthly on the first loan. Loans range …Mar 11, 2024 · Axis Mobile App for Personal Loans. The Axis Mobile app allows existing customers to apply for instant personal loans with minimal/zero documentation and completely digitised loan approval process. Axis Bank Personal Loan Interest Rates start from 10.25% p.a. for loan amounts of up to Rs 25 lakh and repayment tenures of up to 5 years. Aug 21, 2023 ... Disclaimer, this video is not sponsored and is based on personal experience. I found this list online and I want to react to this list.Many people find out about LightStream while looking for a personal loan. The relatively new company is making waves in the lending sphere, offering competitive rates and borrower-...Apr 22, 2022 · Cash-Express: OLP App: Maximum loan of 10.000 PHP, 0% interest rate for the first 7 days. Cashalo App: One of the Best Online Lending Apps Available. Juanhand App: Fastest loan application with ID card today. Tala Loan App: Get loans up to PHP 15,000! Valid ID at Android phone lang ang kailangan. Check your Approval Odds for a loan Get Started. Best for multiple repayment options: Klarna. Best for long repayment terms: Affirm. Best for no-interest payments: Afterpay. Best for payment flexibility: Sezzle. Best for user experience: Quadpay. What you should know about buy-now, pay-later apps. …3. GhLending. GhLending is an online loan app in Ghana, it enables its users to get loans at an affordable interest rate. The loan amount ranges from GHC 100 to GHC 5,000 at an interest rate of 0.04%. The loan term is from 90 days to a year, and you don’t need any collateral to be qualified to borrow.PaySense is one of India's top-ranking best instant personal loan apps, with over 100 Lakh App installs and 3 Lakh+ happy customers available in 600+ cities. With FlexiEMI options, zero collateral & affordable interest rates, PaySense instant personal loan app in India offers personal loans from ₹5,000 to ₹5,00,000 with …8 Best Cash Advance Apps. In this roundup, we've featured our top picks for money loan apps, their standout features, and what you should know. Advertiser ….